Developer Tools

Compound Interest — SIP & Growth Simulator

Project compound growth with optional monthly contributions and compounding frequency, plus yearly breakdown—for savings and investment planning.

CompoundInvestingCalculator

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Quick actions

Copy this tool URL or open the system share sheet on a supported device.

Use cases

  • Simulate long-term SIP outcomes
  • Compare rates over the same horizon
  • Plan savings targets

How to use

  1. Set starting principal and monthly top-up
  2. Choose annual return and years
  3. Review growth curve and final amount

Example input and output

Input

¥10k + ¥1k/mo @ 8%

Future

Projected balance

FAQ

Is return fixed in real life?

No—this assumes a constant rate; markets fluctuate.

Does compounding frequency matter?

Yes—more frequent compounding slightly increases ending value at the same nominal rate.

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