Developer Tools

Loan Calculator — Equal Payment & Principal

Estimate mortgage or consumer loan payments with equal-payment or equal-principal methods, including interest totals and amortization tables.

LoanMortgageCalculator

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Quick actions

Copy this tool URL or open the system share sheet on a supported device.

Use cases

  • Estimate monthly mortgage payments
  • Compare equal-payment vs equal-principal interest
  • Stress-test different loan terms

How to use

  1. Enter principal and annual rate
  2. Choose term and repayment method
  3. Review payment, interest, and schedule

Example input and output

Input

1M @ 3.45% / 30y

Monthly

≈ ¥4,4xx equal payment

FAQ

Equal payment vs equal principal?

Equal principal usually saves total interest but front-loads payments; equal payment keeps installments steadier.

Are results binding?

For planning only—banks apply their own fees, rounding, and calendars.

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