Pre-tax
¥15,000 / Shenzhen / 12% housing fund
Take-home
About ¥11,223.75 (≈74.8%)
Developer Tools
China Social Insurance and Tax Calculator
Enter pre-tax monthly salary to estimate pension, medical, unemployment, work-injury, maternity, housing fund deductions, and individual income tax. Includes city presets, housing-fund rates, and special additional deductions, plus take-home pay, yearly totals, and employer cost.
Social insuranceTaxSalary
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开发工具
Social Insurance Calculator
通常等于工资，但受当地上下限约束
12%
5%12%
合计 0 元/月
2000 元/月/孩
400 元/月
1500 元/月
1500 元/月
3000 元/月
2000 元/月/孩
税前月薪
-
五险一金（个人）
-
个人所得税
-
到手月薪
-
到手比例 -
五险一金明细
| 项目 | 个人比例 | 个人金额 | 单位比例 | 单位金额 |
|---|
个税计算过程
年度汇总（估算）
年税前收入
-
年五险一金
-
年个税
-
年到手收入
-
注：年度个税使用累计预扣预缴方式计算，各月税额可能不同。此处为简化估算。
企业用人总成本
月用人成本 =
-
税前工资 + 单位五险一金
提示：各城市的缴费基数上下限和具体比例可能略有差异，本工具使用全国通行标准，计算结果仅供参考。如需精确计算请以当地社保局公布的政策为准。
Use cases
- Estimate monthly take-home pay
- Break down social insurance deductions
- Estimate employer total cost
- Plan special additional deductions
How to use
- Enter pre-tax monthly salary
- Choose city and housing-fund rate
- Select special additional deductions
- Review deductions and take-home amount
Example input and output
FAQ
Which cities are included?
Presets for Beijing, Shanghai, Guangzhou, Shenzhen, Chengdu, Hangzhou, Nanjing, and Wuhan, plus custom.
What is the contribution base?
Usually your salary, clamped to local min/max bases.
Which special deductions are covered?
Child education, continuing education, housing loan interest, housing rent, elderly support, and infant care—with the monthly amounts shown on the page.
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